| Services - Retirement
Investia Peterborough provides the means for you to achieve all of your financial goals and objectives including:
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RSP - Retirement Savings Plans |
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RRIF – Registered Retirement Income Fund |
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Pension Transfers |
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Lock-in Retirement Account (LIRA/LIF's) |
Planning for your retirement is essential. You don’t want to leave something as important as your retirement to chance. The best way to predict your future is to create it! While you probably won't be as concerned with retirement planning in your twenties as you will be in your forties or fifties, it is never too early to start.
Today, the average life expectancy for Canadians is about 85 years for women and 81 years for men. Since Canadians are living longer, it is important to start saving and planning ahead as soon as possible to ensure a retirement of relative comfort.
Exactly how much you will need to save depends on the lifestyle you want for your golden years. If you wish to be able to travel or to winter in a warm climate, you will need additional retirement income. In general, you should aim to have 60% to 80% of your pre-retirement purchasing power during retirement.
Where will my retirement Income come from?
Canadians used to count on company pension plans plus the Canada Pension Plan/Quebec Pension Plan to provide for their retirement needs. Today, however, far more people are self-employed and are assuming an increased responsibility for providing their retirement incomes.
Please contact us today for more information on our services.
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